Category: Financial Planning

High-net-worth individuals may not have the same financial concerns as most people, but they do still have financial concerns. Finances are never simple, and the more money you have, the …

The key to successful financial planning is making sure that your spending and saving habits match your goals and priorities. Since your goals and priorities are unique to you, your …

An effective budget is essential for long-term financial health. Many people make the mistake of believing that budgets exist only to limit spending. But budgets aren’t about deprivation, they’re about …

Most young adults in the United States have received little to no financial education. This fact alongside their struggle with massive amounts of student debt is a recipe for disaster. …

A bond mutual fund, also known as a bond fund or a debt fund, works exactly how it sounds—it is invested predominantly in bonds or other debt. Bond mutual funds may …

With the rising cost of higher education, more grandparents may be interested in helping pay for their grandchildren’s college expenses. As with any major financial decision, the first place to …

Saving for retirement is important, but it can also be overwhelming. With so many different types of retirement savings accounts, each with their own benefits and opportunities, it can be …

Whether you should use extra income to pay off your mortgage or invest is a difficult question with serious implications for your financial future. As with many financial decisions, there …

Where you hold your investments may be just as important as which investments you hold. That’s because where you hold your investments may have major tax implications. Taxes clearly affect …